Recently, Zheng Lei, Director of INERI's Economic Behaviour and China Policy Research Center, said in an interview: The risk of technological innovation lies in technological ethics and supervision, and the latter is particularly closely related to financial technology.

Zheng Lei believes that the listing of large financial technology companies will be more convenient for supervision. If these companies are not listed, the transparency of their business information is very low, and it is easy to hide problems if they are not included in the supervision. For other technology companies that may be involved in the scope of regulatory business, there is always a certain lag in regulatory policies. Generally speaking, the risks are more likely to be missed. If such companies are listed, investors and the public can also assist in playing an early warning role. Technological innovation may indeed have potential conflicts in promoting productivity improvement and meeting technological ethical standards. However, innovation involving financial technology not only has the characteristics of general technological innovation, but may also escape financial business supervision. Therefore, the business involves special business that is regulated. Therefore, the regulatory authorities and the public should maintain a high degree of vigilance for technological innovation enterprises whose business involves special regulated businesses. Innovation and supervision are two sides of the same coin. It is necessary to encourage enterprise innovation and should not condone various behaviors that evade supervision.

Zheng Lei believes that comprehensive supervision of technological innovation enterprises is necessary, including two aspects that are business risk supervision and technological ethics supervision.